Our service is grounded in the highest professional standards. 

We recognise that each of our clients is unique and as such deserves a bespoke service, tailored to their own financial needs and future aspirations. 

Holistic Financial Planning can: 

• Potentially increase the value of your wealth and offer tax-efficient investment planning
• Enhance your retirement income through maximising available tax reliefs
• Protect yourself and your dependants' income in case of unforeseen problems
• Increase the after-tax legacy you pass on to your chosen beneficiaries

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.